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Here are the typical requirements businesses need to meet for high-risk merchant account instant approval:Provide a thorough and accurate application with complete business information, including financials, processing history, and contact details.Maintain a low chargeback history. A low chargeback history is an essential factor in high-risk merchant account instant approval. Because…See More

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Merchant account service providers usually do not offer high-risk merchant account instant approval. Due to the elevated risk associated with businesses in high-risk industries, the application process is more thorough and may require additional documentation. Financial institutions and payment processors carefully assess the applicant's risk profile before approval, which can take…See More