Truth is it is not quite midnight. Unable to fall asleep after crawling into bed more than an hour ago it was back to an old habit. Rather than lie there tossing and turning I pledged years ago that I would make better use of my time. Listening to my mind ramble on about things like paying $6000 in federal income tax is insane. Although I have a plan to lower my debt to Uncle Sam in the year 2014, there is not much I can do at this hour to amend my 2013 finances.
Whether my mind is… Continue